If the need for a roof repair has caught you off-guard, you’re not alone. The good news is, between homeowners’ insurance and payment plans, you may be able to turn that emergency into an investment in your home’s value and beauty.
Step 1: Check your homeowners insurance coverage
If you think you need a new roof, the first question to ask is “Why?” For instance, was it damaged in a storm or has it simply experienced the effects of time?
Be sure to read your policy carefully or check with an insurance broker to see what deductibles, limits, and exclusions may apply. Your policy, for instance, might not cover a roof that has deteriorated due to age or neglect. Then talk to an experienced roofing contractor. Synergy Roofing frequently works with insurance company adjustors and may be able to answer many of your questions.
Step 2: Ask about payment plans
A monthly payment plan can help you focus your budget on your household priorities. By spreading out the payments over a year or more you may even wind up with more cash immediately at hand to complete other home improvement projects. Be sure to ask your roofer if they offer flexible payment plans. Synergy Exteriors and its divisions are proud to partner with SNAP Home Finance Corp, helping homeowners afford improvements like a new roof.
Step 3: Choose the plan that works for your budget
If you’ve already decided to file an insurance claim, the right payment plan may help you get the most impact out of your new roof. First of all, it may help you cover your deductible. That means less cash out of your pocket. But it may also give you an opportunity to upgrade your roof—or to turn the repair you need into the improvement you really want.
For example, this may be the right time to change the colour or style of your roof to better reflect your tastes. You can talk to our team about shingles with added resistance to algae, UV rays, impact or all three. You may also be able to get a longer, more comprehensive warranty.
Conversation is the key. With or without insurance, Synergy Roofing offers options for payment terms and we will help you find a plan that presents you with a range of options that you didn’t know you had.